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Comprehensive Local Credit Card Guide

San Carlos Credit Cards

Credit Card Debt in San Carlos

^ Average credit card debt in San Carlos is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in San Carlos

^ Based on overall CA data, the credit card delinquency rate in San Carlos is approximately 0.5%. [2]

Credit Scores in San Carlos

^ The average credit score in San Carlos is approximately 701, based on collective California data. [3]

CA Credit Cards

San Carlos, CA Credit Card & Personal Finance Statistics

San Carlos Credit Card Debt


  • Credit Card Debt in San Carlos
    • The estimated average credit card debt for San Carlos residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

San Carlos Credit Card Calculator


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San Carlos Credit Scores


  • Credit Scores in San Carlos
    • Residents of San Carlos, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More San Carlos, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • San Carlos cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in San Carlos [4]
    • San Carlos (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near San Carlos, CA

Recent credit card complaints originating from consumers in 94070, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jan 23, 2012
94070
Identity theft / Fraud / Embezzlement
WELLS FARGO & COMPANY
Closed with relief
Yes
No
Mar 31, 2012
94070
Credit reporting
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Dec 23, 2015
94070
Delinquent account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Aug 1, 2016
94070
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jan 5, 2016
94070
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jun 16, 2014
94070
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Apr 6, 2015
94070
Identity theft / Fraud / Embezzlement
DISCOVER BANK
Closed with non-monetary relief
Yes
No
Nov 4, 2016
94070
Billing disputes
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Oct 28, 2013
94070
Credit determination
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Dec 27, 2014
94070
Late fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Aug 1, 2013
94070
Balance transfer
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Oct 24, 2016
94070
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Feb 16, 2017
94070
Identity theft / Fraud / Embezzlement
DISCOVER BANK
Closed with explanation
Yes
No
Jan 12, 2017
94070
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Aug 4, 2016
94070
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jul 1, 2016
94070
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No

Local Financial Institutions in San Carlos

Banks in or near San Carlos, CA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in San Carlos produced no matches.

ATMs in or near San Carlos, CA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in San Carlos produced no matches.

Credit Unions in or near San Carlos, CA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in San Carlos produced no matches.

San Carlos, CA Household Income Statistics

Income: San Carlos vs. California

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San Carlos, CA Income Breakdown

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Income: San Carlos vs. Nation

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Additional information about California

About San Carlos

San Carlos is a city located in San Mateo County in the state of California, and has a population of approximately 28,406. [6]

CA Credit Cards

San Carlos Credit Cards

For more information about San Carlos credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau