Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 80106 (Elbert, CO)

Credit Card Debt in 80106

^ Average credit card debt in 80106 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 80106

^ Based on overall Colorado data, the credit card delinquency rate in Elbert is approximately 0.45%. [2]

Credit Scores in 80106

^ The average credit score in Elbert is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 80106

Credit Card Debt in 80106


  • 80106 Credit Card Debt
    • The estimated average credit card debt for 80106 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 80106


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


80106 Credit Scores


  • Credit Scores in 80106
    • Residents of 80106 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 80106 (Elbert, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 80106 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 80106 [4]
    • 80106 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 80106 (Elbert, CO)

Recent credit card complaints originating from consumers in 80106, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 80106

Complaint Issue Number of Complaints*
Closing an account 2
Improper use of your report 2
Applying for a mortgage or refinancing an existing mortgage 1
Managing an account 1
Other service problem 1
Other 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Colorado

About 80106

80106 is associated with the city of Elbert, which is located in Elbert County in the state of Colorado. [6]

CO Credit Cards

80106 Credit Cards

For more information about 80106 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Colorado


Go

Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 80106

6. ^ United States Census Bureau