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Comprehensive Local Credit Card Guide

Credit Cards in 80249 (Denver, CO)

Credit Card Debt in 80249

^ Average credit card debt in 80249 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 80249

^ Based on overall Colorado data, the credit card delinquency rate in Denver is approximately 0.45%. [2]

Credit Scores in 80249

^ The average credit score in Denver is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 80249

Credit Card Debt in 80249


  • 80249 Credit Card Debt
    • The estimated average credit card debt for 80249 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 80249


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80249 Credit Scores


  • Credit Scores in 80249
    • Residents of 80249 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 80249 (Denver, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 80249 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 80249 [4]
    • 80249 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 80249 (Denver, CO)

Recent credit card complaints originating from consumers in 80249, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 80249

Complaint Issue Number of Complaints*
Incorrect information on your report 170
Problem with a credit reporting company's investigation 54
Improper use of your report 41
Attempts to collect debt not owed 31
Problem with a company's investigation into an existing problem 13
Other 111
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 80249

80249 is associated with the city of Denver, which is located in Denver County in the state of Colorado. [6]

CO Credit Cards

80249 Credit Cards

For more information about 80249 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau