Comprehensive Local Credit Card Guide

Credit Cards in 81004 (Pueblo, CO)

Credit Card Debt in 81004

^ Average credit card debt in 81004 is approximately $5,625, based on overall Colorado data. ^[1]

Credit Card Delinquency in 81004

^ Based on overall Colorado data, the credit card delinquency rate in Pueblo is approximately 0.45%. ^[2]

Credit Scores in 81004

^ The average credit score in Pueblo is approximately 713, based on collective Colorado data. ^[3]

Credit Card & Personal Finance Statistics in 81004

Credit Card Debt in 81004

81004 Credit Card Debt
- The estimated average credit card debt for 81004 residents is $5,625. ^[1]
- Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
- Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 81004

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81004 Credit Scores

Credit Scores in 81004
- Residents of 81004 (CO) have an estimated average credit score of 713. ^[3]
- The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
- Colorado collectively ranks 12th in the U.S. in average credit score of residents. ^[3]

More 81004 (Pueblo, CO) Credit Stats

Credit card delinquency rates in Colorado ^[2]
- Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 81004 who are more than 90 days late on payments
- Colorado Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 81004 ^[4]
- 81004 (Colorado) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 81004 (Pueblo, CO)

Recent credit card complaints originating from consumers in 81004, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 81004

Complaint Issue	Number of Complaints*
Incorrect information on your report	27
Problem with a credit reporting company's investigation	10
Trouble during payment process	7
Managing an account	6
Advertising and marketing, including promotional offers	4
Other	36

* Total 2021 - 2024 (current)

Additional information about Colorado

About 81004

81004 is associated with the city of Pueblo, which is located in Pueblo County in the state of Colorado. ^[6]

81004 Credit Cards

For more information about 81004 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Colorado

Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 81004

6. ^ United States Census Bureau