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Comprehensive Local Credit Card Guide

Credit Cards in 81101 (Alamosa, CO)

Credit Card Debt in 81101

^ Average credit card debt in 81101 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 81101

^ Based on overall Colorado data, the credit card delinquency rate in Alamosa is approximately 0.45%. [2]

Credit Scores in 81101

^ The average credit score in Alamosa is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 81101

Credit Card Debt in 81101


  • 81101 Credit Card Debt
    • The estimated average credit card debt for 81101 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 81101


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81101 Credit Scores


  • Credit Scores in 81101
    • Residents of 81101 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 81101 (Alamosa, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 81101 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 81101 [4]
    • 81101 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 81101 (Alamosa, CO)

Recent credit card complaints originating from consumers in 81101, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 81101

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 5
Unable to get your credit report or credit score 4
Incorrect information on your report 3
Improper use of your report 2
Communication tactics 1
Other 3
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 81101

81101 is associated with the city of Alamosa, which is located in Alamosa County in the state of Colorado. [6]

CO Credit Cards

81101 Credit Cards

For more information about 81101 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Colorado


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 81101

6. ^ United States Census Bureau