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Comprehensive Local Credit Card Guide

Credit Cards in 81301 (Durango, CO)

Credit Card Debt in 81301

^ Average credit card debt in 81301 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 81301

^ Based on overall Colorado data, the credit card delinquency rate in Durango is approximately 0.45%. [2]

Credit Scores in 81301

^ The average credit score in Durango is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 81301

Credit Card Debt in 81301


  • 81301 Credit Card Debt
    • The estimated average credit card debt for 81301 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 81301


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81301 Credit Scores


  • Credit Scores in 81301
    • Residents of 81301 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 81301 (Durango, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 81301 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 81301 [4]
    • 81301 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 81301 (Durango, CO)

Recent credit card complaints originating from consumers in 81301, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 81301

Complaint Issue Number of Complaints*
Improper use of your report 24
Incorrect information on your report 11
Problem with a company's investigation into an existing problem 6
Managing an account 4
Problem with a credit reporting company's investigation 4
Other 45
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 81301

81301 is associated with the city of Durango, which is located in La Plata County in the state of Colorado. [6]

CO Credit Cards

81301 Credit Cards

For more information about 81301 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 81301

6. ^ United States Census Bureau