Credit Card & Personal Finance Statistics in 81301
Credit Card Debt in 81301
- 81301 Credit Card Debt
-
- The estimated average credit card debt for 81301 residents is $5,625. [1]
- Average credit card debt amount in Colorado (all cities) is
13% greater than the national average of $4,965.
- Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 81301
81301 Credit Scores
- Credit Scores in 81301
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- Residents of 81301 (CO) have an estimated average credit score of 713. [3]
- The average credit score in Colorado (all cities) is
2.44% greater than the national average score of 696.
- Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]
More 81301 (Durango, CO) Credit Stats
- Credit card delinquency rates in Colorado [2]
-
- Colorado residents (all cities) rank 37th in the U.S. with a rate that
is 21% less than the national average of 0.57%.
- Cardholders in 81301 who are more than 90 days late on payments
-
- Colorado Rate: 0.45%
- National Average: 0.57%
- Statute of limitations for credit card debt in 81301 [4]
-
- 81301 (Colorado) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 81301 (Durango, CO)
Recent credit card complaints originating from consumers in 81301, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 81301
Complaint Issue |
Number of Complaints* |
Improper use of your report |
24 |
Incorrect information on your report |
11 |
Problem with a company's investigation into an existing problem |
6 |
Managing an account |
4 |
Problem with a credit reporting company's investigation |
4 |
Other |
45 |
* Total 2021 - 2024 (current)
Additional information about Colorado
About 81301
81301 is associated with the city of Durango, which is located in La Plata County in the state of Colorado. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Colorado
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax