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Comprehensive Local Credit Card Guide

Credit Cards in 81413 (Cedaredge, CO)

Credit Card Debt in 81413

^ Average credit card debt in 81413 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 81413

^ Based on overall Colorado data, the credit card delinquency rate in Cedaredge is approximately 0.45%. [2]

Credit Scores in 81413

^ The average credit score in Cedaredge is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 81413

Credit Card Debt in 81413


  • 81413 Credit Card Debt
    • The estimated average credit card debt for 81413 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 81413


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81413 Credit Scores


  • Credit Scores in 81413
    • Residents of 81413 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 81413 (Cedaredge, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 81413 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 81413 [4]
    • 81413 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 81413 (Cedaredge, CO)

Recent credit card complaints originating from consumers in 81413, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 81413

Complaint Issue Number of Complaints*
Trouble during payment process 1
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 81413

81413 is associated with the city of Cedaredge, which is located in Delta County in the state of Colorado. [6]

CO Credit Cards

81413 Credit Cards

For more information about 81413 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 81413

6. ^ United States Census Bureau