Credit Card & Personal Finance Statistics in 32056
Credit Card Debt in 32056
- 32056 Credit Card Debt
-
- The estimated average credit card debt for 32056 residents is $4,861. [1]
- Average credit card debt amount in Florida (all cities) is
2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 32056
32056 Credit Scores
- Credit Scores in 32056
-
- Residents of 32056 (FL) have an estimated average credit score of 683. [3]
- The average credit score in Florida (all cities) is
1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. [3]
More 32056 (Lake City, FL) Credit Stats
- Credit card delinquency rates in Florida [2]
-
- Florida residents (all cities) rank 10th in the U.S. with a rate that
is 19% greater than the national average of 0.57%.
- Cardholders in 32056 who are more than 90 days late on payments
-
- Florida Rate: 0.68%
- National Average: 0.57%
- Statute of limitations for credit card debt in 32056 [4]
-
- 32056 (Florida) Law: 5 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 32056 (Lake City, FL)
Recent credit card complaints originating from consumers in 32056, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 32056
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
6 |
| Incorrect information on your report |
6 |
| Problem with a credit reporting company's investigation |
3 |
| Problem with a company's investigation into an existing problem |
2 |
* Total 2021 - 2024 (current)
Additional information about Florida
About 32056
32056 is associated with the city of Lake City, which is located in Columbia County in the state of Florida. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Florida
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
