Comprehensive Local Credit Card Guide

Credit Cards in 32073 (Orange Park, FL)

Credit Card Debt in 32073

^ Average credit card debt in 32073 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 32073

^ Based on overall Florida data, the credit card delinquency rate in Orange Park is approximately 0.68%. ^[2]

Credit Scores in 32073

^ The average credit score in Orange Park is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 32073

Credit Card Debt in 32073

32073 Credit Card Debt
- The estimated average credit card debt for 32073 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 32073

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32073 Credit Scores

Credit Scores in 32073
- Residents of 32073 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 32073 (Orange Park, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 32073 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 32073 ^[4]
- 32073 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 32073 (Orange Park, FL)

Recent credit card complaints originating from consumers in 32073, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 32073

Complaint Issue	Number of Complaints*
Incorrect information on your report	458
Improper use of your report	326
Problem with a company's investigation into an existing problem	160
Problem with a credit reporting company's investigation	102
Attempts to collect debt not owed	34
Other	166

* Total 2021 - 2024 (current)

Additional information about Florida

About 32073

32073 is associated with the city of Orange Park, which is located in Clay County in the state of Florida. ^[6]

32073 Credit Cards

For more information about 32073 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 32073

6. ^ United States Census Bureau