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Comprehensive Local Credit Card Guide

Credit Cards in 32403 (Panama City, FL)

Credit Card Debt in 32403

^ Average credit card debt in 32403 is approximately $4,861, based on overall Florida data. [1]

Credit Card Delinquency in 32403

^ Based on overall Florida data, the credit card delinquency rate in Panama City is approximately 0.68%. [2]

Credit Scores in 32403

^ The average credit score in Panama City is approximately 683, based on collective Florida data. [3]

FL Credit Cards

Credit Card & Personal Finance Statistics in 32403

Credit Card Debt in 32403


  • 32403 Credit Card Debt
    • The estimated average credit card debt for 32403 residents is $4,861. [1]
    • Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
    • Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 32403


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32403 Credit Scores


  • Credit Scores in 32403
    • Residents of 32403 (FL) have an estimated average credit score of 683. [3]
    • The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
    • Florida collectively ranks 41st in the U.S. in average credit score of residents. [3]

More 32403 (Panama City, FL) Credit Stats

  • Credit card delinquency rates in Florida [2]
    • Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.
  • Cardholders in 32403 who are more than 90 days late on payments
    • Florida Rate: 0.68%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 32403 [4]
    • 32403 (Florida) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 32403 (Panama City, FL)

Recent credit card complaints originating from consumers in 32403, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 32403

Complaint Issue Number of Complaints*
Getting a credit card 1
* Total 2021 - 2024 (current)

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Additional information about Florida

About 32403

32403 is associated with the city of Panama City, which is located in Bay County in the state of Florida. [6]

FL Credit Cards

32403 Credit Cards

For more information about 32403 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Florida


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Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 32403

6. ^ United States Census Bureau