Comprehensive Local Credit Card Guide

Credit Cards in 32714 (Altamonte Springs, FL)

Credit Card Debt in 32714

^ Average credit card debt in 32714 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 32714

^ Based on overall Florida data, the credit card delinquency rate in Altamonte Springs is approximately 0.68%. ^[2]

Credit Scores in 32714

^ The average credit score in Altamonte Springs is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 32714

Credit Card Debt in 32714

32714 Credit Card Debt
- The estimated average credit card debt for 32714 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 32714

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

32714 Credit Scores

Credit Scores in 32714
- Residents of 32714 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 32714 (Altamonte Springs, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 32714 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 32714 ^[4]
- 32714 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 32714 (Altamonte Springs, FL)

Recent credit card complaints originating from consumers in 32714, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 32714

Complaint Issue	Number of Complaints*
Incorrect information on your report	528
Improper use of your report	360
Problem with a company's investigation into an existing problem	231
Problem with a credit reporting company's investigation	118
Attempts to collect debt not owed	35
Other	160

* Total 2021 - 2024 (current)

Additional information about Florida

About 32714

32714 is associated with the city of Altamonte Springs, which is located in Seminole County in the state of Florida. ^[6]

32714 Credit Cards

For more information about 32714 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 32714

6. ^ United States Census Bureau