Comprehensive Local Credit Card Guide

Credit Cards in 33812 (Lakeland, FL)

Credit Card Debt in 33812

^ Average credit card debt in 33812 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 33812

^ Based on overall Florida data, the credit card delinquency rate in Lakeland is approximately 0.68%. ^[2]

Credit Scores in 33812

^ The average credit score in Lakeland is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 33812

Credit Card Debt in 33812

33812 Credit Card Debt
- The estimated average credit card debt for 33812 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 33812

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33812 Credit Scores

Credit Scores in 33812
- Residents of 33812 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 33812 (Lakeland, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 33812 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 33812 ^[4]
- 33812 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 33812 (Lakeland, FL)

Recent credit card complaints originating from consumers in 33812, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 33812

Complaint Issue	Number of Complaints*
Improper use of your report	54
Problem with a company's investigation into an existing problem	39
Incorrect information on your report	32
Problem with a credit reporting company's investigation	14
Credit monitoring or identity theft protection services	2
Other	7

* Total 2021 - 2024 (current)

Additional information about Florida

About 33812

33812 is associated with the city of Lakeland, which is located in Polk County in the state of Florida. ^[6]

33812 Credit Cards

For more information about 33812 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 33812

6. ^ United States Census Bureau