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Comprehensive Local Credit Card Guide

Credit Cards in 83238 (Geneva, ID)

Credit Card Debt in 83238

^ Average credit card debt in 83238 is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in 83238

^ Based on overall Idaho data, the credit card delinquency rate in Geneva is approximately 0.48%. [2]

Credit Scores in 83238

^ The average credit score in Geneva is approximately 705, based on collective Idaho data. [3]

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Credit Card & Personal Finance Statistics in 83238

Credit Card Debt in 83238


  • 83238 Credit Card Debt
    • The estimated average credit card debt for 83238 residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 83238


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83238 Credit Scores


  • Credit Scores in 83238
    • Residents of 83238 (ID) have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More 83238 (Geneva, ID) Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Cardholders in 83238 who are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 83238 [4]
    • 83238 (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 83238 (Geneva, ID)

Recent credit card complaints originating from consumers in 83238, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 83238

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Idaho

About 83238

83238 is associated with the city of Geneva, which is located in Bear Lake County in the state of Idaho. [6]

ID Credit Cards

83238 Credit Cards

For more information about 83238 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

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Other ZIP Codes in Idaho


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Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer financial complaints in 83238

6. ^ United States Census Bureau