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Comprehensive Local Credit Card Guide

Credit Cards in 83278 (Stanley, ID)

Credit Card Debt in 83278

^ Average credit card debt in 83278 is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in 83278

^ Based on overall Idaho data, the credit card delinquency rate in Stanley is approximately 0.48%. [2]

Credit Scores in 83278

^ The average credit score in Stanley is approximately 705, based on collective Idaho data. [3]

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Credit Card & Personal Finance Statistics in 83278

Credit Card Debt in 83278


  • 83278 Credit Card Debt
    • The estimated average credit card debt for 83278 residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 83278


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83278 Credit Scores


  • Credit Scores in 83278
    • Residents of 83278 (ID) have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More 83278 (Stanley, ID) Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Cardholders in 83278 who are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 83278 [4]
    • 83278 (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 83278 (Stanley, ID)

Recent credit card complaints originating from consumers in 83278, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 83278

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Idaho

About 83278

83278 is associated with the city of Stanley, which is located in Custer County in the state of Idaho. [6]

ID Credit Cards

83278 Credit Cards

For more information about 83278 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Idaho


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Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer financial complaints in 83278

6. ^ United States Census Bureau