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Comprehensive Local Credit Card Guide

Sandpoint Credit Cards

Credit Card Debt in Sandpoint

^ Average credit card debt in Sandpoint is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in Sandpoint

^ Based on overall ID data, the credit card delinquency rate in Sandpoint is approximately 0.48%. [2]

Credit Scores in Sandpoint

^ The average credit score in Sandpoint is approximately 705, based on collective Idaho data. [3]

ID Credit Cards

Sandpoint, ID Credit Card & Personal Finance Statistics

Sandpoint Credit Card Debt

  • Credit Card Debt in Sandpoint
    • The estimated average credit card debt for Sandpoint residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

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Sandpoint Credit Scores

  • Credit Scores in Sandpoint
    • Residents of Sandpoint, ID have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More Sandpoint, ID Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Sandpoint cardholders that are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Sandpoint [4]
    • Sandpoint (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Idaho

About Sandpoint

Sandpoint is a city located in Bonner County in the state of Idaho, and has a population of approximately 7,365. [6]

ID Credit Cards

Sandpoint Credit Cards

For more information about Sandpoint credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in ID

ZIP Codes in Idaho



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau