Comprehensive Local Credit Card Guide

Credit Cards in 83402 (Idaho Falls, ID)

Credit Card Debt in 83402

^ Average credit card debt in 83402 is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in 83402

^ Based on overall Idaho data, the credit card delinquency rate in Idaho Falls is approximately 0.48%. ^[2]

Credit Scores in 83402

^ The average credit score in Idaho Falls is approximately 705, based on collective Idaho data. ^[3]

Credit Card & Personal Finance Statistics in 83402

Credit Card Debt in 83402

83402 Credit Card Debt
- The estimated average credit card debt for 83402 residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 83402

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83402 Credit Scores

Credit Scores in 83402
- Residents of 83402 (ID) have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More 83402 (Idaho Falls, ID) Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Cardholders in 83402 who are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in 83402 ^[4]
- 83402 (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 83402 (Idaho Falls, ID)

Recent credit card complaints originating from consumers in 83402, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 83402

Complaint Issue	Number of Complaints*
Incorrect information on your report	19
Attempts to collect debt not owed	7
Improper use of your report	4
Took or threatened to take negative or legal action	4
Closing your account	3
Other	27

* Total 2021 - 2024 (current)

Additional information about Idaho

About 83402

83402 is associated with the city of Idaho Falls, which is located in Bonneville County in the state of Idaho. ^[6]

83402 Credit Cards

For more information about 83402 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Idaho

Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer financial complaints in 83402

6. ^ United States Census Bureau