Comprehensive Local Credit Card Guide

Credit Cards in 83687 (Nampa, ID)

Credit Card Debt in 83687

^ Average credit card debt in 83687 is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in 83687

^ Based on overall Idaho data, the credit card delinquency rate in Nampa is approximately 0.48%. ^[2]

Credit Scores in 83687

^ The average credit score in Nampa is approximately 705, based on collective Idaho data. ^[3]

Credit Card & Personal Finance Statistics in 83687

Credit Card Debt in 83687

83687 Credit Card Debt
- The estimated average credit card debt for 83687 residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 83687

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83687 Credit Scores

Credit Scores in 83687
- Residents of 83687 (ID) have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More 83687 (Nampa, ID) Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Cardholders in 83687 who are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in 83687 ^[4]
- 83687 (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 83687 (Nampa, ID)

Recent credit card complaints originating from consumers in 83687, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 83687

Complaint Issue	Number of Complaints*
Incorrect information on your report	20
Improper use of your report	9
Problem with a credit reporting company's investigation	6
Attempts to collect debt not owed	5
Managing an account	4
Other	29

* Total 2021 - 2024 (current)

Additional information about Idaho

About 83687

83687 is associated with the city of Nampa, which is located in Canyon County in the state of Idaho. ^[6]

83687 Credit Cards

For more information about 83687 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Idaho

Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer financial complaints in 83687

6. ^ United States Census Bureau