Comprehensive Local Credit Card Guide

Credit Cards in 83869 (Spirit Lake, ID)

Credit Card Debt in 83869

^ Average credit card debt in 83869 is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in 83869

^ Based on overall Idaho data, the credit card delinquency rate in Spirit Lake is approximately 0.48%. ^[2]

Credit Scores in 83869

^ The average credit score in Spirit Lake is approximately 705, based on collective Idaho data. ^[3]

Credit Card & Personal Finance Statistics in 83869

Credit Card Debt in 83869

83869 Credit Card Debt
- The estimated average credit card debt for 83869 residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 83869

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83869 Credit Scores

Credit Scores in 83869
- Residents of 83869 (ID) have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More 83869 (Spirit Lake, ID) Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Cardholders in 83869 who are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in 83869 ^[4]
- 83869 (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 83869 (Spirit Lake, ID)

Recent credit card complaints originating from consumers in 83869, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 83869

Complaint Issue	Number of Complaints*
Applying for a mortgage or refinancing an existing mortgage	1
Problem with a purchase shown on your statement	1

* Total 2021 - 2024 (current)

Additional information about Idaho

About 83869

83869 is associated with the city of Spirit Lake, which is located in Kootenai County in the state of Idaho. ^[6]

83869 Credit Cards

For more information about 83869 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Idaho

Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau