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Comprehensive Local Credit Card Guide

Caldwell Credit Cards

Credit Card Debt in Caldwell

^ Average credit card debt in Caldwell is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in Caldwell

^ Based on overall ID data, the credit card delinquency rate in Caldwell is approximately 0.48%. [2]

Credit Scores in Caldwell

^ The average credit score in Caldwell is approximately 705, based on collective Idaho data. [3]

ID Credit Cards

Caldwell, ID Credit Card & Personal Finance Statistics

Caldwell Credit Card Debt

  • Credit Card Debt in Caldwell
    • The estimated average credit card debt for Caldwell residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

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Caldwell Credit Scores

  • Credit Scores in Caldwell
    • Residents of Caldwell, ID have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More Caldwell, ID Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Caldwell cardholders that are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Caldwell [4]
    • Caldwell (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Idaho

About Caldwell

Caldwell is a city located in Canyon County in the state of Idaho, and has a population of approximately 46,237. [6]

ID Credit Cards

Caldwell Credit Cards

For more information about Caldwell credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in ID

ZIP Codes in Idaho



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau