Comprehensive Local Credit Card Guide

Credit Cards in 60644 (Chicago, IL)

Credit Card Debt in 60644

^ Average credit card debt in 60644 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 60644

^ Based on overall Illinois data, the credit card delinquency rate in Chicago is approximately 0.54%. ^[2]

Credit Scores in 60644

^ The average credit score in Chicago is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 60644

Credit Card Debt in 60644

60644 Credit Card Debt
- The estimated average credit card debt for 60644 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 60644

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60644 Credit Scores

Credit Scores in 60644
- Residents of 60644 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 60644 (Chicago, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 60644 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 60644 ^[4]
- 60644 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 60644 (Chicago, IL)

Recent credit card complaints originating from consumers in 60644, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 60644

Complaint Issue	Number of Complaints*
Incorrect information on your report	1270
Improper use of your report	834
Problem with a company's investigation into an existing problem	423
Problem with a credit reporting company's investigation	365
Attempts to collect debt not owed	68
Other	150

* Total 2021 - 2024 (current)

Additional information about Illinois

About 60644

60644 is associated with the city of Chicago, which is located in Cook County in the state of Illinois. ^[6]

60644 Credit Cards

For more information about 60644 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 60644

6. ^ United States Census Bureau