Comprehensive Local Credit Card Guide

Credit Cards in 62521 (Decatur, IL)

Credit Card Debt in 62521

^ Average credit card debt in 62521 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 62521

^ Based on overall Illinois data, the credit card delinquency rate in Decatur is approximately 0.54%. ^[2]

Credit Scores in 62521

^ The average credit score in Decatur is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 62521

Credit Card Debt in 62521

62521 Credit Card Debt
- The estimated average credit card debt for 62521 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 62521

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62521 Credit Scores

Credit Scores in 62521
- Residents of 62521 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 62521 (Decatur, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 62521 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 62521 ^[4]
- 62521 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 62521 (Decatur, IL)

Recent credit card complaints originating from consumers in 62521, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 62521

Complaint Issue	Number of Complaints*
Improper use of your report	89
Incorrect information on your report	69
Problem with a credit reporting company's investigation	28
Problem with a company's investigation into an existing problem	23
Attempts to collect debt not owed	14
Other	60

* Total 2021 - 2024 (current)

Additional information about Illinois

About 62521

62521 is associated with the city of Decatur, which is located in Macon County in the state of Illinois. ^[6]

62521 Credit Cards

For more information about 62521 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62521

6. ^ United States Census Bureau