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Comprehensive Local Credit Card Guide

Ottawa Credit Cards

Credit Card Debt in Ottawa

^ Average credit card debt in Ottawa is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Ottawa

^ Based on overall IL data, the credit card delinquency rate in Ottawa is approximately 0.54%. [2]

Credit Scores in Ottawa

^ The average credit score in Ottawa is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Ottawa, IL Credit Card & Personal Finance Statistics

Ottawa Credit Card Debt


  • Credit Card Debt in Ottawa
    • The estimated average credit card debt for Ottawa residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Ottawa Credit Card Calculator


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Ottawa Credit Scores


  • Credit Scores in Ottawa
    • Residents of Ottawa, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Ottawa, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Ottawa cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ottawa [4]
    • Ottawa (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About Ottawa

Ottawa is a city located in LaSalle County in the state of Illinois, and has a population of approximately 18,768. [6]

IL Credit Cards

Ottawa Credit Cards

For more information about Ottawa credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in IL

ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau