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Comprehensive Local Credit Card Guide

Credit Cards in 40759 (Rockholds, KY)

Credit Card Debt in 40759

^ Average credit card debt in 40759 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 40759

^ Based on overall Kentucky data, the credit card delinquency rate in Rockholds is approximately 0.7%. [2]

Credit Scores in 40759

^ The average credit score in Rockholds is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 40759

Credit Card Debt in 40759


  • 40759 Credit Card Debt
    • The estimated average credit card debt for 40759 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 40759


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40759 Credit Scores


  • Credit Scores in 40759
    • Residents of 40759 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 40759 (Rockholds, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 40759 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 40759 [4]
    • 40759 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 40759 (Rockholds, KY)

Recent credit card complaints originating from consumers in 40759, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 40759

Complaint Issue Number of Complaints*
Unauthorized transactions or other transaction problem 1
* Total 2021 - 2024 (current)

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Additional information about Kentucky

About 40759

40759 is associated with the city of Rockholds, which is located in Whitley County in the state of Kentucky. [6]

KY Credit Cards

40759 Credit Cards

For more information about 40759 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 40759

6. ^ United States Census Bureau