Comprehensive Local Credit Card Guide

Credit Cards in 42457 (Smith Mills, KY)

Credit Card Debt in 42457

^ Average credit card debt in 42457 is approximately $4,436, based on overall Kentucky data. ^[1]

Credit Card Delinquency in 42457

^ Based on overall Kentucky data, the credit card delinquency rate in Smith Mills is approximately 0.7%. ^[2]

Credit Scores in 42457

^ The average credit score in Smith Mills is approximately 688, based on collective Kentucky data. ^[3]

Credit Card & Personal Finance Statistics in 42457

Credit Card Debt in 42457

42457 Credit Card Debt
- The estimated average credit card debt for 42457 residents is $4,436. ^[1]
- Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 42457

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42457 Credit Scores

Credit Scores in 42457
- Residents of 42457 (KY) have an estimated average credit score of 688. ^[3]
- The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. ^[3]

More 42457 (Smith Mills, KY) Credit Stats

Credit card delinquency rates in Kentucky ^[2]
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 42457 who are more than 90 days late on payments
- Kentucky Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 42457 ^[4]
- 42457 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 42457 (Smith Mills, KY)

Recent credit card complaints originating from consumers in 42457, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 42457

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Kentucky

About 42457

42457 is associated with the city of Smith Mills, which is located in Henderson County in the state of Kentucky. ^[6]

42457 Credit Cards

For more information about 42457 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Kentucky

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau