Comprehensive Local Credit Card Guide

Credit Cards in 40808 (Big Laurel, KY)

Credit Card Debt in 40808

^ Average credit card debt in 40808 is approximately $4,436, based on overall Kentucky data. ^[1]

Credit Card Delinquency in 40808

^ Based on overall Kentucky data, the credit card delinquency rate in Big Laurel is approximately 0.7%. ^[2]

Credit Scores in 40808

^ The average credit score in Big Laurel is approximately 688, based on collective Kentucky data. ^[3]

Credit Card & Personal Finance Statistics in 40808

Credit Card Debt in 40808

40808 Credit Card Debt
- The estimated average credit card debt for 40808 residents is $4,436. ^[1]
- Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 40808

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40808 Credit Scores

Credit Scores in 40808
- Residents of 40808 (KY) have an estimated average credit score of 688. ^[3]
- The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. ^[3]

More 40808 (Big Laurel, KY) Credit Stats

Credit card delinquency rates in Kentucky ^[2]
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 40808 who are more than 90 days late on payments
- Kentucky Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 40808 ^[4]
- 40808 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 40808 (Big Laurel, KY)

Recent credit card complaints originating from consumers in 40808, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 40808

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Kentucky

About 40808

40808 is associated with the city of Big Laurel, which is located in Harlan County in the state of Kentucky. ^[6]

40808 Credit Cards

For more information about 40808 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Kentucky

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau