Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 42127 (Cave City, KY)

Credit Card Debt in 42127

^ Average credit card debt in 42127 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 42127

^ Based on overall Kentucky data, the credit card delinquency rate in Cave City is approximately 0.7%. [2]

Credit Scores in 42127

^ The average credit score in Cave City is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 42127

Credit Card Debt in 42127


  • 42127 Credit Card Debt
    • The estimated average credit card debt for 42127 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 42127


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


42127 Credit Scores


  • Credit Scores in 42127
    • Residents of 42127 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 42127 (Cave City, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 42127 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 42127 [4]
    • 42127 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 42127 (Cave City, KY)

Recent credit card complaints originating from consumers in 42127, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 42127

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Kentucky

About 42127

42127 is associated with the city of Cave City, which is located in Barren County in the state of Kentucky. [6]

KY Credit Cards

42127 Credit Cards

For more information about 42127 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Kentucky


Go

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 42127

6. ^ United States Census Bureau