Comprehensive Local Credit Card Guide

Credit Cards in 42764 (Mount Sherman, KY)

Credit Card Debt in 42764

^ Average credit card debt in 42764 is approximately $4,436, based on overall Kentucky data. ^[1]

Credit Card Delinquency in 42764

^ Based on overall Kentucky data, the credit card delinquency rate in Mount Sherman is approximately 0.7%. ^[2]

Credit Scores in 42764

^ The average credit score in Mount Sherman is approximately 688, based on collective Kentucky data. ^[3]

Credit Card & Personal Finance Statistics in 42764

Credit Card Debt in 42764

42764 Credit Card Debt
- The estimated average credit card debt for 42764 residents is $4,436. ^[1]
- Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 42764

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42764 Credit Scores

Credit Scores in 42764
- Residents of 42764 (KY) have an estimated average credit score of 688. ^[3]
- The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. ^[3]

More 42764 (Mount Sherman, KY) Credit Stats

Credit card delinquency rates in Kentucky ^[2]
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 42764 who are more than 90 days late on payments
- Kentucky Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 42764 ^[4]
- 42764 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 42764 (Mount Sherman, KY)

Recent credit card complaints originating from consumers in 42764, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 42764

Complaint Issue	Number of Complaints*
Improper use of your report	3

* Total 2021 - 2024 (current)

Additional information about Kentucky

About 42764

42764 is associated with the city of Mount Sherman, which is located in Larue County in the state of Kentucky. ^[6]

42764 Credit Cards

For more information about 42764 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Kentucky

Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer financial complaints in 42764

6. ^ United States Census Bureau