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Comprehensive Local Credit Card Guide

Credit Cards in 04348 (Jefferson, ME)

Credit Card Debt in 04348

^ Average credit card debt in 04348 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04348

^ Based on overall Maine data, the credit card delinquency rate in Jefferson is approximately 0.53%. [2]

Credit Scores in 04348

^ The average credit score in Jefferson is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04348

Credit Card Debt in 04348


  • 04348 Credit Card Debt
    • The estimated average credit card debt for 04348 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04348


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04348 Credit Scores


  • Credit Scores in 04348
    • Residents of 04348 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04348 (Jefferson, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04348 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04348 [4]
    • 04348 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04348 (Jefferson, ME)

Recent credit card complaints originating from consumers in 04348, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04348

Complaint Issue Number of Complaints*
Opening an account 1
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04348

04348 is associated with the city of Jefferson, which is located in Lincoln County in the state of Maine. [6]

ME Credit Cards

04348 Credit Cards

For more information about 04348 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maine


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04348

6. ^ United States Census Bureau