Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Gardiner Credit Cards

Credit Card Debt in Gardiner

^ Average credit card debt in Gardiner is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in Gardiner

^ Based on overall ME data, the credit card delinquency rate in Gardiner is approximately 0.53%. [2]

Credit Scores in Gardiner

^ The average credit score in Gardiner is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Gardiner, ME Credit Card & Personal Finance Statistics

Gardiner Credit Card Debt

  • Credit Card Debt in Gardiner
    • The estimated average credit card debt for Gardiner residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Gardiner Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Gardiner Credit Scores

  • Credit Scores in Gardiner
    • Residents of Gardiner, ME have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More Gardiner, ME Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Gardiner cardholders that are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gardiner [4]
    • Gardiner (Maine) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Maine

About Gardiner

Gardiner is a city located in Kennebec County in the state of Maine, and has a population of approximately 5,800. [6]

ME Credit Cards

Gardiner Credit Cards

For more information about Gardiner credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in ME

ZIP Codes in Maine



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau