Comprehensive Local Credit Card Guide

Credit Cards in 04401 (Bangor, ME)

Credit Card Debt in 04401

^ Average credit card debt in 04401 is approximately $4,797, based on overall Maine data. ^[1]

Credit Card Delinquency in 04401

^ Based on overall Maine data, the credit card delinquency rate in Bangor is approximately 0.53%. ^[2]

Credit Scores in 04401

^ The average credit score in Bangor is approximately 712, based on collective Maine data. ^[3]

Credit Card & Personal Finance Statistics in 04401

Credit Card Debt in 04401

04401 Credit Card Debt
- The estimated average credit card debt for 04401 residents is $4,797. ^[1]
- Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
- Collectively, Maine cities rank 29th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 04401

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04401 Credit Scores

Credit Scores in 04401
- Residents of 04401 (ME) have an estimated average credit score of 712. ^[3]
- The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
- Maine collectively ranks 15th in the U.S. in average credit score of residents. ^[3]

More 04401 (Bangor, ME) Credit Stats

Credit card delinquency rates in Maine ^[2]
- Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 04401 who are more than 90 days late on payments
- Maine Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 04401 ^[4]
- 04401 (Maine) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 04401 (Bangor, ME)

Recent credit card complaints originating from consumers in 04401, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 04401

Complaint Issue	Number of Complaints*
Improper use of your report	30
Incorrect information on your report	25
Problem with a credit reporting company's investigation	25
Attempts to collect debt not owed	9
Dealing with your lender or servicer	6
Other	42

* Total 2021 - 2024 (current)

Additional information about Maine

About 04401

04401 is associated with the city of Bangor, which is located in Penobscot County in the state of Maine. ^[6]

04401 Credit Cards

For more information about 04401 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maine

Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04401

6. ^ United States Census Bureau