Credit Card & Personal Finance Statistics in 04942
Credit Card Debt in 04942
- 04942 Credit Card Debt
-
- The estimated average credit card debt for 04942 residents is $4,797. [1]
- Average credit card debt amount in Maine (all cities) is
3% less than the national average of $4,965.
- Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 04942
04942 Credit Scores
- Credit Scores in 04942
-
- Residents of 04942 (ME) have an estimated average credit score of 712. [3]
- The average credit score in Maine (all cities) is
2.3% greater than the national average score of 696.
- Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]
More 04942 (Harmony, ME) Credit Stats
- Credit card delinquency rates in Maine [2]
-
- Maine residents (all cities) rank 31st in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Cardholders in 04942 who are more than 90 days late on payments
-
- Maine Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in 04942 [4]
-
- 04942 (Maine) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 04942 (Harmony, ME)
Recent credit card complaints originating from consumers in 04942, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 04942
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
1 |
| Problem with a purchase shown on your statement |
1 |
| Struggling to repay your loan |
1 |
| Unable to get your credit report or credit score |
1 |
* Total 2021 - 2024 (current)
Additional information about Maine
About 04942
04942 is associated with the city of Harmony, which is located in Somerset County in the state of Maine. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
