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Comprehensive Local Credit Card Guide

Credit Cards in 20874 (Germantown, MD)

Credit Card Debt in 20874

^ Average credit card debt in 20874 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 20874

^ Based on overall Maryland data, the credit card delinquency rate in Germantown is approximately 0.61%. [2]

Credit Scores in 20874

^ The average credit score in Germantown is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 20874

Credit Card Debt in 20874


  • 20874 Credit Card Debt
    • The estimated average credit card debt for 20874 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20874


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20874 Credit Scores


  • Credit Scores in 20874
    • Residents of 20874 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 20874 (Germantown, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 20874 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20874 [4]
    • 20874 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20874 (Germantown, MD)

Recent credit card complaints originating from consumers in 20874, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 20874

Complaint Issue Number of Complaints*
Incorrect information on your report 432
Improper use of your report 250
Problem with a credit reporting company's investigation 90
Problem with a company's investigation into an existing problem 83
Managing an account 35
Other 212
* Total 2021 - 2024 (current)

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Additional information about Maryland

About 20874

20874 is associated with the city of Germantown, which is located in Montgomery County in the state of Maryland. [6]

MD Credit Cards

20874 Credit Cards

For more information about 20874 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Maryland


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Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20874

6. ^ United States Census Bureau