Comprehensive Local Credit Card Guide

Credit Cards in 48042 (Macomb, MI)

Credit Card Debt in 48042

^ Average credit card debt in 48042 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48042

^ Based on overall Michigan data, the credit card delinquency rate in Macomb is approximately 0.55%. ^[2]

Credit Scores in 48042

^ The average credit score in Macomb is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48042

Credit Card Debt in 48042

48042 Credit Card Debt
- The estimated average credit card debt for 48042 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48042

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48042 Credit Scores

Credit Scores in 48042
- Residents of 48042 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48042 (Macomb, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48042 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48042 ^[4]
- 48042 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48042 (Macomb, MI)

Recent credit card complaints originating from consumers in 48042, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 48042

Complaint Issue	Number of Complaints*
Incorrect information on your report	58
Problem with a company's investigation into an existing problem	43
Improper use of your report	42
Problem with a credit reporting company's investigation	31
Managing an account	9
Other	46

* Total 2021 - 2024 (current)

Additional information about Michigan

About 48042

48042 is associated with the city of Macomb, which is located in Macomb County in the state of Michigan. ^[6]

48042 Credit Cards

For more information about 48042 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48042

6. ^ United States Census Bureau