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Comprehensive Local Credit Card Guide

Credit Cards in 48042 (Macomb, MI)

Credit Card Debt in 48042

^ Average credit card debt in 48042 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 48042

^ Based on overall Michigan data, the credit card delinquency rate in Macomb is approximately 0.55%. [2]

Credit Scores in 48042

^ The average credit score in Macomb is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 48042

Credit Card Debt in 48042

  • 48042 Credit Card Debt
    • The estimated average credit card debt for 48042 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 48042

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48042 Credit Scores

  • Credit Scores in 48042
    • Residents of 48042 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 48042 (Macomb, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 48042 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 48042 [4]
    • 48042 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About 48042

48042 is associated with the city of Macomb, which is located in Macomb County in the state of Michigan. [6]

MI Credit Cards

48042 Credit Cards

For more information about 48042 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Michigan


Cities in MI


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau