Comprehensive Local Credit Card Guide

Credit Cards in 48042 (Macomb, MI)

Credit Card Debt in 48042

^ Average credit card debt in 48042 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48042

^ Based on overall Michigan data, the credit card delinquency rate in Macomb is approximately 0.55%. ^[2]

Credit Scores in 48042

^ The average credit score in Macomb is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48042

Credit Card Debt in 48042

48042 Credit Card Debt
- The estimated average credit card debt for 48042 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48042

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48042 Credit Scores

Credit Scores in 48042
- Residents of 48042 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48042 (Macomb, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48042 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48042 ^[4]
- 48042 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48042 (Macomb, MI)

Recent credit card complaints originating from consumers in 48042, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Date Complaint Filed	ZIP of Complaint	Type of Complaint	Company	Status of Complaint	Timely response?	Consumer disputed?
Dec 13, 2013	48042	Closing/Cancelling account	AMERICAN EXPRESS COMPANY	Closed with explanation	Yes	Yes
Apr 5, 2014	48042	Identity theft / Fraud / Embezzlement	CITIBANK, N.A.	Closed with non-monetary relief	Yes	No
Dec 17, 2013	48042	Forbearance / Workout plans	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with explanation	Yes	No
Mar 13, 2017	48042	Other	SYNCHRONY FINANCIAL	Closed with monetary relief	Yes	No
Apr 5, 2014	48042	Identity theft / Fraud / Embezzlement	SYNCHRONY FINANCIAL	Closed with non-monetary relief	Yes	No

Local financial institutions in or near 48042

Banks in or near 48042 (Macomb, MI)

Local banks offering credit and financial products to residents of the community.

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ATMs in or near 48042 (Macomb, MI)

Local Automated Teller Machines (ATMs) for use by residents of the community.

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Our search for ATMs located in 48042 produced no matches.

Credit Unions in or near 48042 (Macomb, MI)

Local credit unions offering financial products to residents of the community.

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Our search for credit unions located in 48042 produced no matches.

Household Income Statistics in 48042

Income: 48042 vs. Michigan

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Income Breakdown in 48042

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Income: 48042 vs. Nation

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Additional information about Michigan

About 48042

48042 is associated with the city of Macomb, which is located in Macomb County in the state of Michigan. ^[6]

48042 Credit Cards

For more information about 48042 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau