Credit Card & Personal Finance Statistics in 48042
Credit Card Debt in 48042
- 48042 Credit Card Debt
-
- The estimated average credit card debt for 48042 residents is $4,558. [1]
- Average credit card debt amount in Michigan (all cities) is
8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 48042
48042 Credit Scores
- Credit Scores in 48042
-
- Residents of 48042 (MI) have an estimated average credit score of 697. [3]
- The average credit score in Michigan (all cities) is
0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]
More 48042 (Macomb, MI) Credit Stats
- Credit card delinquency rates in Michigan [2]
-
- Michigan residents (all cities) rank 27th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 48042 who are more than 90 days late on payments
-
- Michigan Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 48042 [4]
-
- 48042 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 48042 (Macomb, MI)
Recent credit card complaints originating from consumers in 48042, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 48042
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
58 |
Problem with a company's investigation into an existing problem |
43 |
Improper use of your report |
42 |
Problem with a credit reporting company's investigation |
31 |
Managing an account |
9 |
Other |
46 |
* Total 2021 - 2024 (current)
Additional information about Michigan
About 48042
48042 is associated with the city of Macomb, which is located in Macomb County in the state of Michigan. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Michigan
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax