Credit Card & Personal Finance Statistics in 48062
Credit Card Debt in 48062
- 48062 Credit Card Debt
-
- The estimated average credit card debt for 48062 residents is $4,558. [1]
- Average credit card debt amount in Michigan (all cities) is
8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 48062
48062 Credit Scores
- Credit Scores in 48062
-
- Residents of 48062 (MI) have an estimated average credit score of 697. [3]
- The average credit score in Michigan (all cities) is
0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]
More 48062 (Richmond, MI) Credit Stats
- Credit card delinquency rates in Michigan [2]
-
- Michigan residents (all cities) rank 27th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 48062 who are more than 90 days late on payments
-
- Michigan Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 48062 [4]
-
- 48062 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 48062 (Richmond, MI)
Recent credit card complaints originating from consumers in 48062, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 48062
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
25 |
| Improper use of your report |
8 |
| Problem with a credit reporting company's investigation |
1 |
| Problem with a purchase shown on your statement |
1 |
| Struggling to pay mortgage |
1 |
| Other |
1 |
* Total 2021 - 2024 (current)
Additional information about Michigan
About 48062
48062 is associated with the city of Richmond, which is located in Macomb County in the state of Michigan. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Michigan
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
