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Comprehensive Local Credit Card Guide

Oakley Credit Cards

Credit Card Debt in Oakley

^ Average credit card debt in Oakley is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Oakley

^ Based on overall MI data, the credit card delinquency rate in Oakley is approximately 0.55%. [2]

Credit Scores in Oakley

^ The average credit score in Oakley is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Oakley, MI Credit Card & Personal Finance Statistics

Oakley Credit Card Debt

  • Credit Card Debt in Oakley
    • The estimated average credit card debt for Oakley residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Oakley Credit Card Calculator

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Oakley Credit Scores

  • Credit Scores in Oakley
    • Residents of Oakley, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Oakley, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Oakley cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oakley [4]
    • Oakley (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About Oakley

Oakley is a village located in Saginaw County in the state of Michigan, and has a population of approximately 290. [6]

MI Credit Cards

Oakley Credit Cards

For more information about Oakley credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in MI

ZIP Codes in Michigan



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau