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Comprehensive Local Credit Card Guide

Oakley Credit Cards

Credit Card Debt in Oakley

^ Average credit card debt in Oakley is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Oakley

^ Based on overall MI data, the credit card delinquency rate in Oakley is approximately 0.55%. [2]

Credit Scores in Oakley

^ The average credit score in Oakley is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Oakley, MI Credit Card & Personal Finance Statistics

Oakley Credit Card Debt

  • Credit Card Debt in Oakley
    • The estimated average credit card debt for Oakley residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Oakley Credit Card Calculator

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Oakley Credit Scores

  • Credit Scores in Oakley
    • Residents of Oakley, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Oakley, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Oakley cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oakley [4]
    • Oakley (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About Oakley

Oakley is a village located in Saginaw County in the state of Michigan, and has a population of approximately 290. [6]

MI Credit Cards

Oakley Credit Cards

For more information about Oakley credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in MI

ZIP Codes in Michigan



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau