Credit Card & Personal Finance Statistics in 48864
Credit Card Debt in 48864
- 48864 Credit Card Debt
-
- The estimated average credit card debt for 48864 residents is $4,558. [1]
- Average credit card debt amount in Michigan (all cities) is
8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 48864
48864 Credit Scores
- Credit Scores in 48864
-
- Residents of 48864 (MI) have an estimated average credit score of 697. [3]
- The average credit score in Michigan (all cities) is
0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]
More 48864 (Okemos, MI) Credit Stats
- Credit card delinquency rates in Michigan [2]
-
- Michigan residents (all cities) rank 27th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 48864 who are more than 90 days late on payments
-
- Michigan Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 48864 [4]
-
- 48864 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 48864 (Okemos, MI)
Recent credit card complaints originating from consumers in 48864, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 48864
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
9 |
| Attempts to collect debt not owed |
4 |
| Closing an account |
4 |
| Improper use of your report |
4 |
| Dealing with your lender or servicer |
2 |
| Other |
18 |
* Total 2021 - 2024 (current)
Additional information about Michigan
About 48864
48864 is associated with the city of Okemos, which is located in Ingham County in the state of Michigan. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Michigan
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
