Comprehensive Local Credit Card Guide

Credit Cards in 48912 (Lansing, MI)

Credit Card Debt in 48912

^ Average credit card debt in 48912 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48912

^ Based on overall Michigan data, the credit card delinquency rate in Lansing is approximately 0.55%. ^[2]

Credit Scores in 48912

^ The average credit score in Lansing is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48912

Credit Card Debt in 48912

48912 Credit Card Debt
- The estimated average credit card debt for 48912 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48912

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48912 Credit Scores

Credit Scores in 48912
- Residents of 48912 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48912 (Lansing, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48912 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48912 ^[4]
- 48912 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48912 (Lansing, MI)

Recent credit card complaints originating from consumers in 48912, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 48912

Complaint Issue	Number of Complaints*
Improper use of your report	33
Incorrect information on your report	18
Problem with a credit reporting company's investigation	16
Problem with a company's investigation into an existing problem	11
Attempts to collect debt not owed	2
Other	10

* Total 2021 - 2024 (current)

Additional information about Michigan

About 48912

48912 is associated with the city of Lansing, which is located in Ingham County in the state of Michigan. ^[6]

48912 Credit Cards

For more information about 48912 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48912

6. ^ United States Census Bureau