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Comprehensive Local Credit Card Guide

Credit Cards in 49016 (Battle Creek, MI)

Credit Card Debt in 49016

^ Average credit card debt in 49016 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49016

^ Based on overall Michigan data, the credit card delinquency rate in Battle Creek is approximately 0.55%. [2]

Credit Scores in 49016

^ The average credit score in Battle Creek is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49016

Credit Card Debt in 49016


  • 49016 Credit Card Debt
    • The estimated average credit card debt for 49016 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49016


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49016 Credit Scores


  • Credit Scores in 49016
    • Residents of 49016 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49016 (Battle Creek, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49016 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49016 [4]
    • 49016 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 49016 (Battle Creek, MI)

Recent credit card complaints originating from consumers in 49016, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 49016

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 49016

49016 is associated with the city of Battle Creek, which is located in Calhoun County in the state of Michigan. [6]

MI Credit Cards

49016 Credit Cards

For more information about 49016 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49016

6. ^ United States Census Bureau