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Comprehensive Local Credit Card Guide

Credit Cards in 49056 (Grand Junction, MI)

Credit Card Debt in 49056

^ Average credit card debt in 49056 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49056

^ Based on overall Michigan data, the credit card delinquency rate in Grand Junction is approximately 0.55%. [2]

Credit Scores in 49056

^ The average credit score in Grand Junction is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49056

Credit Card Debt in 49056


  • 49056 Credit Card Debt
    • The estimated average credit card debt for 49056 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49056


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49056 Credit Scores


  • Credit Scores in 49056
    • Residents of 49056 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49056 (Grand Junction, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49056 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49056 [4]
    • 49056 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 49056 (Grand Junction, MI)

Recent credit card complaints originating from consumers in 49056, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 49056

Complaint Issue Number of Complaints*
Problem with a purchase shown on your statement 1
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 49056

49056 is associated with the city of Grand Junction, which is located in Van Buren County in the state of Michigan. [6]

MI Credit Cards

49056 Credit Cards

For more information about 49056 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49056

6. ^ United States Census Bureau