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Comprehensive Local Credit Card Guide

Credit Cards in 49261 (Napoleon, MI)

Credit Card Debt in 49261

^ Average credit card debt in 49261 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49261

^ Based on overall Michigan data, the credit card delinquency rate in Napoleon is approximately 0.55%. [2]

Credit Scores in 49261

^ The average credit score in Napoleon is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49261

Credit Card Debt in 49261


  • 49261 Credit Card Debt
    • The estimated average credit card debt for 49261 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49261


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49261 Credit Scores


  • Credit Scores in 49261
    • Residents of 49261 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49261 (Napoleon, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49261 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49261 [4]
    • 49261 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 49261 (Napoleon, MI)

Recent credit card complaints originating from consumers in 49261, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 49261

Complaint Issue Number of Complaints*
Incorrect information on your report 31
Managing an account 2
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 49261

49261 is associated with the city of Napoleon, which is located in Jackson County in the state of Michigan. [6]

MI Credit Cards

49261 Credit Cards

For more information about 49261 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49261

6. ^ United States Census Bureau