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Comprehensive Local Credit Card Guide

Richmond Credit Cards

Credit Card Debt in Richmond

^ Average credit card debt in Richmond is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Richmond

^ Based on overall MI data, the credit card delinquency rate in Richmond is approximately 0.55%. [2]

Credit Scores in Richmond

^ The average credit score in Richmond is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Richmond, MI Credit Card & Personal Finance Statistics

Richmond Credit Card Debt


  • Credit Card Debt in Richmond
    • The estimated average credit card debt for Richmond residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Richmond Credit Card Calculator


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Richmond Credit Scores


  • Credit Scores in Richmond
    • Residents of Richmond, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Richmond, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Richmond cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Richmond [4]
    • Richmond (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About Richmond

Richmond is a city located in Macomb County in the state of Michigan, and has a population of approximately 5,735. [6]

MI Credit Cards

Richmond Credit Cards

For more information about Richmond credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in MI

ZIP Codes in Michigan


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau