Credit Card & Personal Finance Statistics in 49455
Credit Card Debt in 49455
- 49455 Credit Card Debt
-
- The estimated average credit card debt for 49455 residents is $4,558. [1]
- Average credit card debt amount in Michigan (all cities) is
8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 49455
49455 Credit Scores
- Credit Scores in 49455
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- Residents of 49455 (MI) have an estimated average credit score of 697. [3]
- The average credit score in Michigan (all cities) is
0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]
More 49455 (Shelby, MI) Credit Stats
- Credit card delinquency rates in Michigan [2]
-
- Michigan residents (all cities) rank 27th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 49455 who are more than 90 days late on payments
-
- Michigan Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 49455 [4]
-
- 49455 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 49455 (Shelby, MI)
Recent credit card complaints originating from consumers in 49455, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 49455
Complaint Issue |
Number of Complaints* |
Improper use of your report |
6 |
Problem with a credit reporting company's investigation |
2 |
* Total 2021 - 2024 (current)
Additional information about Michigan
About 49455
49455 is associated with the city of Shelby, which is located in Oceana County in the state of Michigan. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Michigan
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax