Credit Card & Personal Finance Statistics in 49505
Credit Card Debt in 49505
- 49505 Credit Card Debt
-
- The estimated average credit card debt for 49505 residents is $4,558. [1]
- Average credit card debt amount in Michigan (all cities) is
8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 49505
49505 Credit Scores
- Credit Scores in 49505
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- Residents of 49505 (MI) have an estimated average credit score of 697. [3]
- The average credit score in Michigan (all cities) is
0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]
More 49505 (Grand Rapids, MI) Credit Stats
- Credit card delinquency rates in Michigan [2]
-
- Michigan residents (all cities) rank 27th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 49505 who are more than 90 days late on payments
-
- Michigan Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 49505 [4]
-
- 49505 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 49505 (Grand Rapids, MI)
Recent credit card complaints originating from consumers in 49505, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 49505
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
46 |
| Improper use of your report |
33 |
| Problem with a credit reporting company's investigation |
11 |
| Dealing with your lender or servicer |
8 |
| Attempts to collect debt not owed |
4 |
| Other |
30 |
* Total 2021 - 2024 (current)
Additional information about Michigan
About 49505
49505 is associated with the city of Grand Rapids, which is located in Kent County in the state of Michigan. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Michigan
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
