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Comprehensive Local Credit Card Guide

Credit Cards in 49796 (Walloon Lake, MI)

Credit Card Debt in 49796

^ Average credit card debt in 49796 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49796

^ Based on overall Michigan data, the credit card delinquency rate in Walloon Lake is approximately 0.55%. [2]

Credit Scores in 49796

^ The average credit score in Walloon Lake is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49796

Credit Card Debt in 49796


  • 49796 Credit Card Debt
    • The estimated average credit card debt for 49796 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49796


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49796 Credit Scores


  • Credit Scores in 49796
    • Residents of 49796 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49796 (Walloon Lake, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49796 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49796 [4]
    • 49796 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About 49796

49796 is associated with the city of Walloon Lake, which is located in Charlevoix County in the state of Michigan. [6]

MI Credit Cards

49796 Credit Cards

For more information about 49796 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau