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Comprehensive Local Credit Card Guide

Ann Arbor Credit Cards

Credit Card Debt in Ann Arbor

^ Average credit card debt in Ann Arbor is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Ann Arbor

^ Based on overall MI data, the credit card delinquency rate in Ann Arbor is approximately 0.55%. [2]

Credit Scores in Ann Arbor

^ The average credit score in Ann Arbor is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Ann Arbor, MI Credit Card & Personal Finance Statistics

Ann Arbor Credit Card Debt


  • Credit Card Debt in Ann Arbor
    • The estimated average credit card debt for Ann Arbor residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Ann Arbor Credit Card Calculator


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Ann Arbor Credit Scores


  • Credit Scores in Ann Arbor
    • Residents of Ann Arbor, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Ann Arbor, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Ann Arbor cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ann Arbor [4]
    • Ann Arbor (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Ann Arbor, MI

Recent credit card complaints originating from consumers in 48104, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jan 27, 2015
48104
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Jan 31, 2015
48104
Closing/Cancelling account
U.S. BANCORP
Closed with explanation
Yes
Yes
Nov 11, 2016
48104
Transaction issue
CITIBANK, N.A.
Closed with monetary relief
Yes
No
May 5, 2016
48104
Other
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Dec 3, 2013
48104
APR or interest rate
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Jan 7, 2016
48104
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Nov 28, 2016
48104
Late fee
KEYCORP
Closed with monetary relief
Yes
No
May 3, 2016
48104
Credit line increase/decrease
KEYCORP
Closed with explanation
Yes
No

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Local Financial Institutions in Ann Arbor

Banks in or near Ann Arbor, MI

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Ann Arbor produced no matches.

ATMs in or near Ann Arbor, MI

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Ann Arbor produced no matches.

Credit Unions in or near Ann Arbor, MI

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Ann Arbor produced no matches.

Ann Arbor, MI Household Income Statistics

Income: Ann Arbor vs. Michigan

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Ann Arbor, MI Income Breakdown

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Income: Ann Arbor vs. Nation

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Additional information about Michigan

About Ann Arbor

Ann Arbor is a city located in Washtenaw County in the state of Michigan, and has a population of approximately 113,934. [6]

MI Credit Cards

Ann Arbor Credit Cards

For more information about Ann Arbor credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in MI

ZIP Codes in Michigan


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau