Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Eastpointe Credit Cards

Credit Card Debt in Eastpointe

^ Average credit card debt in Eastpointe is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Eastpointe

^ Based on overall MI data, the credit card delinquency rate in Eastpointe is approximately 0.55%. [2]

Credit Scores in Eastpointe

^ The average credit score in Eastpointe is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Eastpointe, MI Credit Card & Personal Finance Statistics

Eastpointe Credit Card Debt


  • Credit Card Debt in Eastpointe
    • The estimated average credit card debt for Eastpointe residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Eastpointe Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Eastpointe Credit Scores


  • Credit Scores in Eastpointe
    • Residents of Eastpointe, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Eastpointe, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Eastpointe cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Eastpointe [4]
    • Eastpointe (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Eastpointe, MI

Recent credit card complaints originating from consumers in 48021, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 30, 2013
48021
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Nov 7, 2015
48021
Closing/Cancelling account
Army and Air Force Exchange Service
Closed with explanation
Yes
No
Nov 7, 2015
48021
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jun 19, 2012
48021
Late fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Mar 5, 2015
48021
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
No

CIT Savings Builder

Local Financial Institutions in Eastpointe

Banks in or near Eastpointe, MI

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Eastpointe produced no matches.

ATMs in or near Eastpointe, MI

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Eastpointe produced no matches.

Credit Unions in or near Eastpointe, MI

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Eastpointe produced no matches.

Eastpointe, MI Household Income Statistics

Income: Eastpointe vs. Michigan

Sorry, data is not currently available.
Please check back later.


Eastpointe, MI Income Breakdown

Sorry, data is not currently available.
Please check back later.


Income: Eastpointe vs. Nation

Sorry, data is not currently available.
Please check back later.


Additional information about Michigan

About Eastpointe

Eastpointe is a city located in Macomb County in the state of Michigan, and has a population of approximately 32,442. [6]

MI Credit Cards

Eastpointe Credit Cards

For more information about Eastpointe credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MI

ZIP Codes in Michigan


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau