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Comprehensive Local Credit Card Guide

Independence Credit Cards

Credit Card Debt in Independence

^ Average credit card debt in Independence is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in Independence

^ Based on overall MN data, the credit card delinquency rate in Independence is approximately 0.37%. [2]

Credit Scores in Independence

^ The average credit score in Independence is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Independence, MN Credit Card & Personal Finance Statistics

Independence Credit Card Debt


  • Credit Card Debt in Independence
    • The estimated average credit card debt for Independence residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Independence Credit Card Calculator


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Independence Credit Scores


  • Credit Scores in Independence
    • Residents of Independence, MN have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More Independence, MN Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Independence cardholders that are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Independence [4]
    • Independence (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Minnesota

About Independence

Independence is a city located in Hennepin County in the state of Minnesota, and has a population of approximately 3,504. [6]

MN Credit Cards

Independence Credit Cards

For more information about Independence credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MN

ZIP Codes in Minnesota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau