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Comprehensive Local Credit Card Guide

Credit Cards in 38672 (Southaven, MS)

Credit Card Debt in 38672

^ Average credit card debt in 38672 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 38672

^ Based on overall Mississippi data, the credit card delinquency rate in Southaven is approximately 0.87%. [2]

Credit Scores in 38672

^ The average credit score in Southaven is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 38672

Credit Card Debt in 38672


  • 38672 Credit Card Debt
    • The estimated average credit card debt for 38672 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38672


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38672 Credit Scores


  • Credit Scores in 38672
    • Residents of 38672 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 38672 (Southaven, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 38672 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38672 [4]
    • 38672 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 38672 (Southaven, MS)

Recent credit card complaints originating from consumers in 38672, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 38672

Complaint Issue Number of Complaints*
Incorrect information on your report 134
Improper use of your report 77
Problem with a company's investigation into an existing problem 40
Problem with a credit reporting company's investigation 27
Attempts to collect debt not owed 7
Other 19
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 38672

38672 is associated with the city of Southaven, which is located in DeSoto County in the state of Mississippi. [6]

MS Credit Cards

38672 Credit Cards

For more information about 38672 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 38672

6. ^ United States Census Bureau