Credit Card & Personal Finance Statistics in 38672
Credit Card Debt in 38672
- 38672 Credit Card Debt
-
- The estimated average credit card debt for 38672 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 38672
38672 Credit Scores
- Credit Scores in 38672
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- Residents of 38672 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 38672 (Southaven, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 38672 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 38672 [4]
-
- 38672 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 38672 (Southaven, MS)
Recent credit card complaints originating from consumers in 38672, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 38672
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
134 |
Improper use of your report |
77 |
Problem with a company's investigation into an existing problem |
40 |
Problem with a credit reporting company's investigation |
27 |
Attempts to collect debt not owed |
7 |
Other |
19 |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 38672
38672 is associated with the city of Southaven, which is located in DeSoto County in the state of Mississippi. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax