Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 39071 (Flora, MS)

Credit Card Debt in 39071

^ Average credit card debt in 39071 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39071

^ Based on overall Mississippi data, the credit card delinquency rate in Flora is approximately 0.87%. [2]

Credit Scores in 39071

^ The average credit score in Flora is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39071

Credit Card Debt in 39071


  • 39071 Credit Card Debt
    • The estimated average credit card debt for 39071 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39071


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


39071 Credit Scores


  • Credit Scores in 39071
    • Residents of 39071 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39071 (Flora, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39071 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39071 [4]
    • 39071 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39071 (Flora, MS)

Recent credit card complaints originating from consumers in 39071, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39071

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 6
Problem with a credit reporting company's investigation 6
Written notification about debt 5
Improper use of your report 2
False statements or representation 1
Other 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Mississippi

About 39071

39071 is associated with the city of Flora, which is located in Madison County in the state of Mississippi. [6]

MS Credit Cards

39071 Credit Cards

For more information about 39071 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Mississippi


Go

Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39071

6. ^ United States Census Bureau