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Comprehensive Local Credit Card Guide

Credit Cards in 39110 (Madison, MS)

Credit Card Debt in 39110

^ Average credit card debt in 39110 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39110

^ Based on overall Mississippi data, the credit card delinquency rate in Madison is approximately 0.87%. [2]

Credit Scores in 39110

^ The average credit score in Madison is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39110

Credit Card Debt in 39110


  • 39110 Credit Card Debt
    • The estimated average credit card debt for 39110 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39110


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39110 Credit Scores


  • Credit Scores in 39110
    • Residents of 39110 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39110 (Madison, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39110 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39110 [4]
    • 39110 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39110 (Madison, MS)

Recent credit card complaints originating from consumers in 39110, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39110

Complaint Issue Number of Complaints*
Incorrect information on your report 83
Improper use of your report 69
Problem with a credit reporting company's investigation 56
Problem with a company's investigation into an existing problem 23
Attempts to collect debt not owed 9
Other 71
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39110

39110 is associated with the city of Madison, which is located in Madison County in the state of Mississippi. [6]

MS Credit Cards

39110 Credit Cards

For more information about 39110 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39110

6. ^ United States Census Bureau